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Guiding Families and Small Business Owners Through Life's Transitions


Compassionate Planning Backed by Experience

From wealth building to estate planning, our comprehensive services are designed to enrich our clients’ lives by helping them pursue financial freedom.

At Underhill Financial Advisors, LLC, we’re dedicated to providing every client with the individualized attention needed to plan and work toward their financial goals.

It’s not enough to have decades of experience under our belts. It’s combining our 20-plus years in the industry with our passion for putting our clients first that drives our business. Our warm and welcoming associates are here to help you safeguard your financial future.

Your Financial Success Is Our Legacy


Clarifying, Simplifying and Creating Confidence


That’s what we’re all about. We measure our success in the confidence you feel by putting your financial future on track.

Our Vision

Every client should have a clear, cohesive and personalized financial plan. This plan should serve as a roadmap to navigate through life’s transitions while keeping clients on track. It is our goal to make every strategy well-designed, effectively communicated and periodically reviewed for adjustments.

Our Passion

As trusted advisors, we want to make a positive difference in the lives of our clients. Our core value is to always place our client’s needs and interests first. By doing this, we’ve committed to inspiring trust and loyalty in every client we serve.

Our Role

We are held to the fiduciary standard.

Code of Ethics

  • Act in a manner that reflects positivity on the financial planning profession and Certified Financial Planner® certification *
  • Act in the clients best interest
  • Exercise due care
  • Avoid or disclose and manage conflicts of interest
  • Maintain the confidentiality and protect the privacy of client information
  • Act in a manner that reflects positivity on the financial planning profession and Certified Financial Planner® certification *

We’re committed to using integrity in our planning process as we strive to put our client’s needs and interests first. It is our goal to simplify our clients’ lives by providing the financial confidence that comes from putting your financial future on track


Give Us a Call

Who We Work Best With


The reality is, everyone can use a little guidance when it comes to their finances. But our professionals are well-equipped to handle the unique financial needs of those including:


Browse Our Services

James Underhill, CFP®, MBA Photo

James Underhill, CFP®, MBA

FOUNDER
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Jim Underhill, CFP®, MBA is the founder and Managing Member of Underhill Financial Advisors, LLC, a full service wealth management firm based in Tucson, Arizona. The firm works best with successful families, business owners and corporate managers facing significant transition. 

Jim is a CERTIFIED FINANCIAL PLANNER Professional® with over 23 years’ experience managing clients’ portfolios. Underhill Financial Advisors, LLC services clients in 33 states.  

Jim has a Mechanical Engineering degree from The University of Missouri and an MBA from the University of Pittsburgh. He is a past Board President of the Southern Arizona Estate Planning Council, a member of the Financial Planning Association, the University of Arizona Foundation’s Planned Giving Professional Advisory Council, and The UofA Personal & Family Financial Planning Advisory Board. 

The cornerstone of Jim’s practice is that each client has a personalized financial plan to guide them through life’s transitions. Our planning process simplifies our client’s lives by creating a clear roadmap for their future.  

Jim lives in Tucson and has been married to his wife, Suzanne, for 34 years. They have two sons, Jonathan and Jordan.


Jordan Underhill, CRPC® Photo

Jordan Underhill, CRPC®

FINANCIAL ADVISOR
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Jordan Underhill, CRPC® is a financial advisor with Underhill Financial Advisors, LLC. Jordan’s responsibilities include Private Client Wealth Management, Small Business Retirement Planning, Risk Management, and Family Legacy Planning. 

Jordan is a member of the Southern Arizona Estate Planning Council and he is a Professional Advisory Committee Member of the Community Foundation for Southern Arizona. He holds the Chartered Retirement Planning CounselorTM designation, Series 7 and Series 66 Securities Licenses as well as an Arizona Life & Health Insurance License. He is currently working towards obtaining the Certified Financial Planner™ Certification. Jordan obtained his Business Degree from the University of Arizona, Eller College of Management in 2012.

Prior to joining the Firm, he worked for a Fortune 500, most recently managing a Multi-State Region for their Small Business Sales Division.

Jordan lives in Tucson with his wife Casey, and two daughters Charlotte and Desirae.


Emily Wade, CFP®, CRPC® Photo

Emily Wade, CFP®, CRPC®

DIRECTOR OF OPERATIONS
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Emily joined Underhill Financial Advisors, LLC in 2005. She has a Bachelor's Degree in Commerce from the University of Arizona. She manages all Office Administrative functions and Client Support. Emily holds a Series 7 General Securities registration and a Series 66 Investment Advisor Representative registration and has earned the Chartered Retirement Planning Counselor® designation
 Felicia Chapman-Garcia Photo

Felicia Chapman-Garcia

DOCUMENT SPECIALIST
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Felicia joined Underhill Financial Advisors, LLC in 2019 as our Document Specialist. Felicia’s main roles include preparation of new account documents, client service requests, and insurance case management.



Bobby Donaldson Photo Bobby Donaldson Hover Photo

Bobby Donaldson

FINANCIAL PARAPLANNER
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Bobby joined Underhill Financial Advisors, LLC in October of 2021 as a Financial Paraplanner. Born and raised in Tucson, Arizona, Bobby graduated from the University of Arizona in 2014 with a Bachelor’s Degree in Philosophy. He holds Series 7, Series 66, and Arizona Life and Health Insurance Licenses. He has 7 years of experience in the Investment Banking industry with several large Fortune 500 Firms.



Tyler Irving Photo Tyler Irving Hover Photo

Tyler Irving

UofA Intern
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Tyler Irving is a Student Intern with Underhill Financial Advisors, LLC. Originally from Gilbert, AZ, he is currently a senior at the University of Arizona and will be graduating with a Bachelor’s Degree of Personal and Family Financial Planning in May, 2022. In addition to his position at the Firm, Tyler serves as the Director of Media and Life Teen Music at St. Thomas the Apostle Parish here in Tucson. He is very excited to learn from the amazing team of professionals at Underhill Financial and to further his knowledge of the industry in order to help individuals and families throughout their financial journey. 


Thank you to all of the generous donors!

 We’re excited to announce that with your help and generosity, we have met and exceeded our goal.

Thank you for teaming up with us to make a difference in our local community!

Warm Regards,

Jim, Jordan and The Underhill Financial Team


Are You Ready to Take Control? We’ll Lead the Way.


Whether you’re the owner of a small business or climbing the corporate ladder, our advisors have designed a process to help set, implement and pursue your personal and financial goals.

We’ll ensure your level of comfortability is met by offering transparent solutions centered around

trust and understanding.

Code of Ethics

  • Act in a manner that reflects positivity on the financial planning profession and Certified Financial Planner® certification *
  • Act in the clients best interest
  • Exercise due care
  • Avoid or disclose and manage conflicts of interest
  • Maintain the confidentiality and protect the privacy of client information
  • Act in a manner that reflects positivity on the financial planning profession and Certified Financial Planner® certification *



The Underhill Financial Process



Step 1:

Introduction

Before we begin planning, we’ll start by getting to know one another. Help us understand your unique financial needs and goals so we can better prepare our strategies.


Based on our introductory meeting, we’ll research an appropriate set of options for you. During this time we’ll take into account your current financial situation and any goals or expectations outlined previously.

Step 2:

Discovery


Step 3:

Solutions

After we’re confident in the options we’ve found for you, we’ll develop a personalized financial plan designed to help you stay on track and reach your goals.


Once you’re comfortable with the plan we’ve developed, we’ll set your strategy into motion.

Step 4:

Implementation


Step 5:

Ongoing Reviews

We’ll regularly review and update your plan to ensure you’re on track to meet your goals. In addition, we’ll coordinate with your legal and tax advisors as needed.


Let's Get Started


Comprehensive Services to Help Fulfill Your Financial Goals

We offer several core services:



Retirement Planning

  • Retirement needs analysis
  • Social Security (old Age, Survivor, and Disability Insurance, OASDI)
  • Types of retirement plans
  • Qualified plan rules and options
  • Other tax-advantaged retirement plans
  • Regulatory considerations (RMD’s; Pre-mature withdrawals)
  • Key factors affecting plan selection for businesses
  • Investment considerations for retirement plans
  • Distribution rules, alternatives, and taxation


  • Characteristics and consequences of property titling
  • Estate planning documents
  • Gifting strategies
  • Incapacity planning
  • Powers of appointment
  • Types, features, and taxation of trusts
  • Charitable transfers
  • Deferral and minimization of estate taxes
  • Fiduciaries

Estate Planning


Tax Strategies Planning*

  • Income tax fundamentals and calculations
  • Characteristics and income taxation of business entities
  • Income taxation of trusts and estates
  • Cost Basis Reporting & Tracking
  • Tax consequences of the disposition of property
  • Tax reduction/management techniques
  • Passive activity and at-risk rules
  • Tax implications of special circumstances
  • Charitable contributions and deductions


  • Characteristics, uses and taxation of investment vehicles
  • Types of investment risk
  • Quantitative investment concepts
  • Measures of investment returns
  • Asset allocation and portfolio diversification
  • Accumulation & Distribution
  • Portfolio development and analysis
  • Investment Strategies

Investment Planning


Insurance Planning

  • Principles of risk and insurance
  • Analysis and evaluation of risk exposures
  • Health Insurance and health care cost management (individual)
  • Disability Income Insurance (individual)
  • Long-term care insurance (individual)
  • Annuities
  • Life insurance (individual)
  • Income taxation of life insurance
  • Business uses of insurance
  • Insurance needs analysis

*SPF does not provide tax or legal advice.



Why Choose Our Fee-Based Firm?



We’re an Investment Advisory Firm

We Always Act In Our Client’s Best Interest


We’re an Independent Firm

We Offer Our Client’s Choice With No Conflict of Interest


We’re Fee-Based Advisors

Our Fees Are Transparent & Competitive


We’re Experienced

Our 3 Investment Advisors have over 30 years of combined experience



Sound good? Let’s Get Started Today


Transparency Is the Key to Trust


As a fee-based firm, we want to be honest in what we offer. That’s why we’re open and transparent when it comes to our services and what we charge.


Financial Planning



Core Plan


One-Time-Development Fee* $1,000
Annual Plan Update Fee$500

Check all services desired

Core Services

  • Estate Planning
  • Cash Flow Management
  • Investment Analysis
  • Tax Planning
  • Retirement Goal Optimization
  • Life Insurance Planning
  • Long Term Care Planning
  • Social Security Analysis
  • College Funding Analysis

Advanced Plan


One-Time-Development Fee* $2,500
Annual Plan Update Fee$750

Includes Core Services Plus:

Enhanced Services

  • Business Transition Planning
  • Succession Planning
        - Key Employee Planning
        - Buy/Sell Agreement funding
        - 401(k) Plan Design & Management
  • Stock Options/Awards Planning
  • Pension Strategies
  • Legacy Planning
  • Philanthropic/Charitable Giving Strategies

*One-Time Development Fee subject to change based on services selected.

The financial planning fees described above may increase or decrease depending upon the complexity of your individualized financial plan or the assets upon which your financial plan is based. Financial plans are sold pursuant to a Financial Planning Agreement (FPA) between The AmeriFlex® Group, an Independent Registered Investment Advisor and you, the client, pursuant to the terms and conditions contained therein. Please consult the fee listed on the FPA for the fee applicable to your financial plan. In the event of a discrepancy between the fees listed above and the fee listed on your FPA, the fee listed on your FPA will control.

Resources

'Your Family Matters' Webinar Series


Part 5 of 5: Investments Matter

November 16, 2021


Part 4 of 5: Long Term Care Matters

September 21, 2021


Part 3 of 5: Retirement Matters

May 18, 2021

Part 2 of 5: Tax Matters

March 16, 2021


Part 1 of 5: Estate Matters

January 19, 2021

Business Succession Symposium

Presented On Wednesday, June 16th, 2021

A Presentation by Underhill Financial and WealthPoint, LLC. With introduction from Aaron Jones, Regional Consultant, AssetMark Trust Company.

Business Succession Planning


Market Insights and The Top 10 Tips to Reduce Tax Liability

Presented on Tuesday, October 29th, 2019

A Presentation by Alexandra L. Miller, CPA, PC. With introduction from Faith Chaffee, Vice President and Senior Portfolio Specialist, Savos Investments.

Top 10 Tips to Reduce Tax Liability


Aging with Vitality, Part II

Presented on Tuesday, July 30th, 2019

A Presentation by Ann Marie Chiasson, MD, MPH. With introduction from Brad Wheeler, President, AssetMark Trust Company.

Aging With Vitality, Part II Presentation




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Live For Today, Plan For Tomorrow


We’re ready to help families and individuals like you put their financial futures on track. Give us a call or send us a message below to get started today!



Underhill Financial Advisors, LLC

3146 N Swan Rd Tucson,
AZ 85712

Phone: 520-795-2950
Fax: 520-795-2960

Access Your Accounts & Performance

Forms


Important Documents


The following forms allow you to fill in the necessary information from your computer.

Upon completion, please upload to your secure eMoney electronic document storage Vault.
Or, bring a copy to our office in preparation for your upcoming meeting.

General Meeting Forms