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Charting Your Course to Financial Well-Being


Compassionate Planning Backed by Experience

From wealth building to estate planning, our comprehensive services are designed to enrich our clients’ lives by helping them achieve financial freedom.

At Underhill Financial Advisors, LLC, we’re dedicated to providing every client with the individualized attention needed to plan and work toward their financial goals.

It’s not enough to have decades of experience under our belts. It’s combining our 20-plus years in the industry with our passion for putting our clients first that drives our business. Our warm and welcoming associates are here to help you safeguard your financial future.

Who We Work Best With


The reality is, everyone can use a little guidance when it comes to their finances. But our professionals are well-equipped to handle the unique financial needs of those including:


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Your Financial Success Is Our Legacy


Clarifying, Simplifying and Creating Confidence


That’s what we’re all about. We measure our success in the confidence you feel by putting your financial future on track.

Our Vision

Every client should have a clear, cohesive and personalized financial plan. This plan should serve as a roadmap to navigate through life’s transitions while keeping clients on track. It is our goal to make every strategy well-designed, effectively communicated and periodically reviewed for adjustments.

Our Passion

As trusted advisors, we want to make a positive difference in the lives of our clients. Our core value is to always place our client’s needs and interests first. By doing this, we’ve committed to inspiring trust and loyalty in every client we serve.

Our Role

We are held to the fiduciary standard.

Code of Ethics

  • Act in a manner that reflects positivity on the financial planning profession and Certified Financial Planner® certification *
  • Act in the clients best interest
  • Exercise due care
  • Avoid or disclose and manage conflicts of interest
  • Maintain the confidentiality and protect the privacy of client information
  • Act in a manner that reflects positivity on the financial planning profession and Certified Financial Planner® certification *

We’re committed to using integrity in our planning process as we strive to put our client’s needs and interests first. It is our goal to simplify our clients’ lives by providing the financial confidence that comes from putting your financial future on track


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Our Team

James Underhill, CFP® Photo

James Underhill, CFP®

Founder
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James Underhill, CFP®

Founder


Jim Underhill, CFP® is the founder and Managing Member of Underhill Financial Advisors, LLC.

Jim is a CERTIFIED FINANCIAL PLANNER Professional® with over 22 years’ experience managing clients’ portfolios. In addition, he is a General Securities Principal and supervises four Voya Financial Advisors, Inc. registered representatives.

Jim has a Mechanical Engineering degree from The University of Missouri and an MBA from the University of Pittsburgh. He is a past Board President of the Southern Arizona Estate Planning Council, a member of the Financial Planning Association, the University of Arizona Foundation’s Planned Giving Professional Advisory Council, The UofA Personal & Family Financial Planning Inaugural Advisory Board, and the Community Foundation for Southern Arizona Professional Advisory Committee.

He lives in Tucson and has been married to his wife Suzanne for 34 years. They have two sons, Jonathan and Jordan.



Jordan Underhill, CRPC® Photo

Jordan Underhill, CRPC®

FINANCIAL ADVISOR
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Jordan Underhill, CRPC®

FINANCIAL ADVISOR


Jordan Underhill, CRPC® is a financial advisor with Underhill Financial Advisors, LLC. Jordan’s responsibilities include Small Business Retirement Planning, Family Legacy Planning, and Risk Planning. 

Jordan holds the Chartered Retirement Planning Counselor (CRPC®) designation and holds Series 7 and Series 66 Securities Licenses as well as an Arizona Life & Health Insurance License. He is currently working towards obtaining the Certified Financial Planner™ Certification. Jordan obtained his Business Degree from the University of Arizona, Eller College of Management in 2012.

Prior to joining the Firm, he worked for AT&T for 6 years, most recently managing a Midwest Region for their Small Business Sales Division.

Jordan lives in Tucson with his wife Casey and their daughter Charlotte.


Emily Wade, CRPC® Photo

Emily Wade, CRPC®

DIRECTOR OF OPERATIONS
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Emily Wade, CRPC®

DIRECTOR OF OPERATIONS


Emily joined Underhill Financial Advisors, LLC in 2005. She has a Bachelor's Degree in Commerce from the University of Arizona. She manages all Office Administrative functions and Client Support. Emily holds a Series 7 General Securities registration and a Series 66 Investment Advisor Representative registration and has earned the Chartered Retirement Planning Counselor® designation.

Melissa Robles, FPQP™ Photo

Melissa Robles, FPQP™

Sr. ADVISOR SUPPORT
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Melissa Robles, FPQP™

SENIOR ADVISOR SUPPORT


Melissa joined Underhill Financial Advisors, LLC in May 2016. She holds a Bachelor’s Degree in Business Administration with a Focus in Management from Northern Arizona University. Melissa’s primary role is to support development of financial plans and client meeting preparation. In addition, she provides client service support.


Felicia Chapman-Garcia Photo

Felicia Chapman-Garcia

Document Specialist
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Felicia Chapman-Garcia

Document Specialist


Felicia joined Underhill Financial Advisors, LLC in 2019 as our Document Specialist. Felicia’s main roles include preparation of new account documents, client service requests, and insurance case management.

Carrie Price Photo

Carrie Price

Client Relationship Manager
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Carrie Price

Client Relationship Manager


Carrie joined Underhill Financial Advisors, LLC in August 2019 as our Client Relationship Manager. She obtained her Bachelor’s Degree in Business Administration from Southern Illinois University Edwardsville. Carrie’s primary roles are to enhance our client relationships through client education and enrichment events, to manage our client scheduling system, and to grow our Firm’s awareness in the Southern Arizona area. Carrie recently relocated to Tucson from Belleville, Illinois with her husband Justin.

Here’s How We’ll Plan for Your Financial Future


Are You Ready to Take Control? We’ll Lead the Way.


Whether you’re the owner of a small business or climbing the corporate ladder, our advisors have designed a process to help set, implement and achieve your personal and financial goals.

We’ll ensure your level of comfortability is met by offering transparent solutions centered around

trust and understanding.

Code of Ethics

  • Act in a manner that reflects positivity on the financial planning profession and Certified Financial Planner® certification *
  • Act in the clients best interest
  • Exercise due care
  • Avoid or disclose and manage conflicts of interest
  • Maintain the confidentiality and protect the privacy of client information
  • Act in a manner that reflects positivity on the financial planning profession and Certified Financial Planner® certification *



The Underhill Financial Process



Step 1:

Introduction

Before we begin planning, we’ll start by getting to know one another. Help us understand your unique financial needs and goals so we can better prepare our strategies.


Based on our introductory meeting, we’ll research an appropriate set of options for you. During this time we’ll take into account your current financial situation and any goals or expectations outlined previously.

Step 2:

Discovery


Step 3:

Solutions

After we’re confident in the options we’ve found for you, we’ll develop a personalized financial plan designed to help you stay on track and reach your goals.


Once you’re comfortable with the plan we’ve developed, we’ll set your strategy into motion.

Step 4:

Implementation


Step 5:

Ongoing Reviews

We’ll regularly review and update your plan to ensure you’re on track to meet your goals. In addition, we’ll coordinate with your legal and tax advisors as needed.


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Comprehensive Services to Help Fulfill Your Financial Goals

We offer several core services:



Retirement Planning

  • Retirement needs analysis
  • Social Security (old Age, Survivor, and Disability Insurance, OASDI)
  • Types of retirement plans
  • Qualified plan rules and options
  • Other tax-advantaged retirement plans
  • Regulatory considerations (RMD’s; Pre-mature withdrawals)
  • Key factors affecting plan selection for businesses
  • Investment considerations for retirement plans
  • Distribution rules, alternatives, and taxation


  • Characteristics and consequences of property titling
  • Estate planning documents
  • Gifting strategies
  • Incapacity planning
  • Powers of appointment
  • Types, features, and taxation of trusts
  • Charitable transfers
  • Deferral and minimization of estate taxes
  • Fiduciaries

Estate Planning


Tax Strategies Planning*

  • Income tax fundamentals and calculations
  • Characteristics and income taxation of business entities
  • Income taxation of trusts and estates
  • Cost Basis Reporting & Tracking
  • Tax consequences of the disposition of property
  • Tax reduction/management techniques
  • Passive activity and at-risk rules
  • Tax implications of special circumstances
  • Charitable contributions and deductions


  • Characteristics, uses and taxation of investment vehicles
  • Types of investment risk
  • Quantitative investment concepts
  • Measures of investment returns
  • Asset allocation and portfolio diversification
  • Accumulation & Distribution
  • Portfolio development and analysis
  • Investment Strategies

Investment Planning


Insurance Planning*

  • Principles of risk and insurance
  • Analysis and evaluation of risk exposures
  • Health Insurance and health care cost management (individual)
  • Disability Income Insurance (individual)
  • Long-term care insurance (individual)
  • Annuities
  • Life insurance (individual)
  • Income taxation of life insurance
  • Business uses of insurance
  • Insurance needs analysis

*Neither Voya Financial Advisors nor its representatives offer tax or legal advice. Please consult with your tax and legal advisors regarding your individual situation



Why Choose Our Fee-Based Firm?



We’re a Investment Advisory Firm

We Always Act In Our Client’s Best Interest


We’re an Independent Firm

We Offer Our Client’s Choice With No Conflict of Interest


We’re Fee-Based Advisors

Our Fees Are Transparent & Competitive


We’re Experienced

Our 3 Investment Advisors have over 30 years of combined experience



Sound good? Let’s Get Started Today


Transparency Is the Key to Trust


As a fee-based firm, we want to be honest in what we offer. That’s why we’re open and transparent when it comes to our services and what we charge.


Our Fees



 

Base Services

 
 

Core Services

 
 

Advanced Services 

 


Financial Plan

Minimum Investment Assets

Base
$250
$125$50,000
Core$1,000$250$500,000
Advanced$2,000$500$1,000,000



*Plan Development Fee is based on client utilizing eMoney electronic account data submission

The financial planning fees (fees) described above may increase or decrease depending upon the complexity Of your individualized financial plan or the assets upon which your financial plan is based. Financial plans are sold pursuant to a Financial Planning Agreement (FPA) between Voya Financial Advisors, Inc. (VFA) and you, the client, pursuant to the terms and conditions contained therein. Please consult the fee listed on the FPA for the fee applicable to your financial plan. In the event of a discrepancy between the fees listed above and the fee listed on your FPA, the fee listed on your FPA will control.

Resources


Aging with Vitality, Part II

A Presentation by Ann Marie Chiasson, MD, MPH. With introduction from Brad Wheeler, President, AssetMark Trust Company.

Presented on Tuesday, July 30th, 2019

Live For Today, Plan For Tomorrow


We’re ready to help families and individuals like you put their financial futures on track. Give us a call or send us a message below to get started today!



Underhill Financial Advisors, LLC

3146 N Swan Rd Tucson,
AZ 85712

Phone: 520-795-2950
Fax: 520-795-2960

Access Your Accounts & Performance


Important Documents


The following forms allow you to fill in the necessary information from your computer.

Upon completion, please upload to your secure eMoney electronic document storage Vault.
Or, bring a copy to our office in preparation for your upcoming meeting.

General Meeting Forms